The story behind Finance Calculator
Most financial decisions come down to a single question: what will this actually cost me, or return, over time? Finance Calculator was built to answer that question clearly. There are no dashboards, no sign-ups, no feeds. Just the calculators that matter most to an Indian household — EMI planning for a home or vehicle loan, SIP projections for a mutual fund, FD and PPF maturity estimates, and a retirement corpus calculator that uses realistic Indian defaults. Each calculator is designed around the way people actually think about money here: in rupees, over years, with specific goals in mind. The inputs are minimal. The outputs are precise. Nothing is hidden behind a paywall or obscured by upsells.
Inside Finance Calculator
EMI calculator
Enter loan amount, interest rate, and tenure — get exact monthly instalment, total interest paid, and amortisation breakdown.
SIP calculator
Project the maturity value of a monthly SIP at any expected return rate, over any investment horizon.
FD maturity calculator
Calculate maturity amount for fixed deposits with quarterly, half-yearly, or annual compounding — including TDS deduction estimates.
PPF growth projection
Model 15-year PPF corpus with annual contributions and the current government-declared rate. Extendable in 5-year blocks.
Retirement corpus estimator
Estimate the corpus needed at retirement based on monthly expenses, inflation, and expected post-retirement years — with Indian life expectancy defaults.
No account required
All calculations happen on-device. No data leaves your phone, no ads, no in-app purchases.